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Fighting for Zach

Then my oldest son, Zach, was five years old, he was diagnosed with an aggressive type of cancer called acute myeloid leukemia. The diagnosis was a nightmare. What came next was worse. Soon after the diagnosis, Zach began the first of many …Continue reading

Making Digital Lending Work

While digital financial services offered through mobile wallets are considered the solution to problems of financial inclusion in developing countries, the rate of adoption of these wallets has not been as promising as expected in Pakistan. A deeper analysis of the problem …Continue reading

Partnerships in the New Age of Financial Services

If you are a young fintech startup in Pakistan aspiring to ride the fintech wave, you might find yourself stumbling on the edges, unable to strike the right balance to make it to the mainstream. You ask yourself, “How does one pull …Continue reading

Paper Problem

One great challenge facing society is where to draw the line between an individual’s right to privacy and the government’s right to tax, regulate, and enforce the law. Few areas illustrate this problem as well as the way we spend our money. …Continue reading

12 Years After the October Earthquake, Is Pakistan Prepared to Handle Another ‘Big One’?

Pakistan sits on top of three tectonic plates that are very slowly colliding into one another. The eastern half of the country lies on the edge of the Indian plate while the western half lies on the Eurasian plate. The southwestern part (at …Continue reading

The Science of Earthquakes

The death toll from last month’s earthquake in Mexico has been reported at 370. Most of these casualties were in Mexico City, where 45 buildings collapsed from the impact of the 7.1 magnitude earthquake whose epicenter was about 160 kilometres away from …Continue reading

Rules for Geoengineering the Planet

The 2015 Paris climate agreement was a major milestone, but the truth is, achieving its ambitious goal of keeping temperatures to within 1.5 °C to 2 °C of preindustrial levels would require rates of mitigation far in excess of what’s been achieved—or …Continue reading