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An AI-Fueled Credit Formula Might Help You Get a Loan

Startup ZestFinance says it has built a machine-learning system that’s smart enough to find new borrowers and keep bias out of its credit analysis.
by Nanette Byrnes

Credit ratings have long been the key measure of how likely a U.S. consumer is to repay any loan, from mortgages to credit cards. But the factors that FICO and other companies that create credit scores rely on—things like credit history and credit card balances—often depend on having credit already.

Read more on technologyreview.com.

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